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A government-backed loan is a loan subsidized by the government, which protects lenders against defaults on payments, thus making it a lot easier for lenders to offer potential borrowers lower interest rates. Its primary aim is to make home ownership affordable to lower income households and first-time buyers. There are numerous types of government-backed loans, which vary dependent on the country and status of the borrower. Arguably, the most widely known type of government-backed loan is the US Federal Housing Administration FHA loan, in existence since 1934. Other types of government-backed loans include the following: * American Dream Downpayment Initiative - ADDI * Good Neighbor Next Door * HOPE VI * Teacher Next Door Program * VA loan * State of New York Mortgage Agency – SONYMA * American Dream Downpayment Initiative - ADDI == External link == * (Office of Housing ) 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Government-backed loan」の詳細全文を読む スポンサード リンク
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